Senior Commercial Relationship Banker

Company: Banner Bank
Location: Sacramento
Posted on: February 1, 2025

Job Description:

Job Summary

As a Commercial Relationship Manager II at Banner Bank, you will be responsible for developing and managing a portfolio of high-performing commercial relationships. This role involves active business development and relationship management, providing a range of services to business clients, including commercial credits and treasury management services.

Key Responsibilities

• Develop and manage relationships with new and existing commercial clients.
• Responsible for actively marketing a broad range of bank services to meet the needs of business owners.
• Negotiate loan terms and conditions within scope of authority.
• Prepare and present credit analysis and recommendations on borrowing requests.
• Responsible for conducting credit reviews to ensure compliance with policies and regulations.
• Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times.
• Monitor all credits through periodic reviews and analysis.
• Responsible for creating awareness of the Bank and its services through community activity.
• Responsible for assisting loan support staff.
• Responsible for complying with policies, procedures, security requirements, and government regulations.
  Requirements
  
  • Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science or other related field required.
  • 6 or more years of experience in commercial credit, analysis, or business development required.
  • Proven ability to develop and manage new business relationships.
  • Possess excellent relationship management, presentation, and negotiation skills.
  • Possess an in-depth understanding of the local markets.
  • Possess strong financial and analytical skills with the ability to underwrite and structure commercial credits.
  • Knowledge of treasury management products.
  • Knowledge of federal and state laws and regulations relating to commercial lending and appraisal guidelines.
    Compensation and Benefits
    
    • Targeted starting salary range: $111,952 - $131,708.
    • Incentive and commission compensation may be awarded for eligible roles.
    • Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life.
    • Paid vacation time, sick time and 11 company paid holidays.
    • 401k (with up to 4% match).
    • Tuition reimbursement.
      Get more information at: Employee Benefits - Banner Bank

Keywords: Banner Bank, Yuba City , Senior Commercial Relationship Banker, Accounting, Auditing , Sacramento, California